We would like to Thank you for visiting The Peoples Bank, an employee-owned, full-service bank. With over 118 years in existence, The Peoples Bank is the home of friendly and dependable service. We offer a variety of services for business customers, whether you are starting a new business or moving an existing business. The Peoples Bank will make it a priority to create a solution to fit your banking needs.
| Business Checking Accounts |
| Business Savings Accounts |
| Bank Cards |
| Business Loans |
| Trust and Investment Services |
| Safe Deposit Boxes |
Business Checking Accounts
Business Checking
Interest Business Checking
Increase businessby becoming a Generations Gold Business Partner Payroll services/DirectDeposit of Employees Paychecks
Interest Business Checking
Increase businessby becoming a Generations Gold Business Partner Payroll services/DirectDeposit of Employees Paychecks
A checking account is a convenience which makes it easy for you to keep track of your money and pay your bills. The Peoples Bank offers two choices in business checking accounts: Business Checking and Interest Business Checking. When you open a checking account at The Peoples Bank, you can relax knowing your account is insured by the FDIC.
Each of The Peoples Bank Checking Accounts offer:
Free Notary Services - Certification that your document or signature is genuine.
Free Kan-Cash Card (ATM/Debit Card) - Take the "check" out of checking out.
OD Protection - Prevent overdraft fees, enroll in Overdraft Protection. (optional)
BELLE - 24 hour automated telephone system. 620-672-BANK (2265)
Night Depository Services - Safe storage of your after-hour deposits.
Direct Deposit - A faster, more convenient way to make deposits to your employees accounts.
Free Kan-Cash Card (ATM/Debit Card) - Take the "check" out of checking out.
OD Protection - Prevent overdraft fees, enroll in Overdraft Protection. (optional)
BELLE - 24 hour automated telephone system. 620-672-BANK (2265)
Night Depository Services - Safe storage of your after-hour deposits.
Direct Deposit - A faster, more convenient way to make deposits to your employees accounts.
Business Checking
- Images that are convenient and easy to use
- Automatically deposit employees paychecks through direct deposit
- Payroll services
- Secure Online Banking 24 hours a day, 7 days a week at BelleBank.com
- Check and statement images available online at BelleBank.com or by mail
- Availability of viewing/printing checks written on or deposited into your business account
- Easily download your statements and checks through BelleBank.com
Interest Business Checking
- Sole-Proprietorships and Non-profit Corporations are eligible for this account
- Automatically deposit employees paychecks through direct deposit
- Payroll services -- We'll handle the details so that you won't have to worry
- Secure Online Banking 24 hours a day, 7 days a week at BelleBank.com
- Check and statement images available online at BelleBank.com or by mail
- Availability of viewing/printing checks written on or deposited into your business account
- Easily download your statements and checks through BelleBank.com
Generations Gold Club
Looking for a way to attract customers into your business? Let Generations Gold market your business for you. Providing our customers with a meaningful and exclusive discount will bring new and existing customers into your door.
- Make our customers your customers
- Free advertising support through newspaper, bank lobby and other mediums
- Receive rebates for travel expenses such as motel rooms and airline tickets
- Save money when shopping at other local businesses
Payroll Services/Direct Deposit of employees paychecks
Save your business time and money with direct deposit of your payroll. Pay bills automatically including your tax payments.
- Improve employee productivity
- Payroll processing services provided by The Peoples Bank
- Save time reconciling bank statements with less check writing
- Automatically deposit payroll funds into your employees accounts
- Pay your taxes electronically by telephone or Online Banking
- Directly make monthly payments from your checking account at BelleBank.com
- Secure, convenient and confidential
To open a checking account, please stop by any of our locations (Pratt, Medicine Lodge, Sharon, Greensburg, Kiowa or Hardtner) and let The Peoples Bank help you with all of your banking needs.
Business Savings Accounts - Savings Calculator
A Savings Account allows any business the benefit of earning interest on their deposits. The Peoples Bank would like to help you in building your business by providing you the services that you need. Just like our checking accounts, The Peoples Bank savings accounts are insured by the FDIC.
The Peoples Bank savings accounts offer:
Free Notary Services - Certification that your document or signature is genuine.
BELLE - 24 hour automated telephone system. 620-672-BANK (2265)
Night Depository Services - Safe storage of your after-hour deposits.
BELLE - 24 hour automated telephone system. 620-672-BANK (2265)
Night Depository Services - Safe storage of your after-hour deposits.
Business Savings Account - Savings Calculator
The Peoples Bank offers a way to help your business save for its future!
- Grows daily with interest
- Conveniently withdraw twice per month
- Secure Online Banking 24 hours a day, 7 days a week at BelleBank.com
- Easily transfer funds using Belle (672-2265) or BelleBank.com
Centennial Account
Combine the higher rate of Certificate of Deposits with the flexibility of a savings account.
- Secure Online Banking 24 hours a day, 7 days a week at BelleBank.com
- BELLE -- our 24 hour automated telephone system for transfer of funds to and from checking
To open a savings account, please stop by any of our locations (Pratt, Medicine Lodge, Sharon, Greensburg, Kiowa or Hardtner) and let The Peoples Bank help you with all of your banking needs.
Bank Cards
Whether you're looking for a charge card or a debit card for your business, The Peoples Bank has just what you need! The Peoples Bank is committed in helping our local business owners succeed in making their business grow. The Peoples Bank Point-of-Sale machines will provide your customers with a fast and convenient means of making purchases at your business. We provide our own servicing on this product; our friendly and dependable staff will be available during working hours to take care of any needs you may have.
Kan-Cash ATM debit card
- Replace local check writing at Point of Sale (POS) terminals
- Listing of Point-of-Sale merchants
- Security -- requires a PIN number for use
- No I.D. required
- Convenient, fast and easy
- Pick up quick cash at any automated teller machine (ATM) that has the Star or Cirrus emblem
- ATM/debit card can be used worldwide at any ATM or POS (Point-of-Sale) terminal that has the Star or Cirrus emblem.
Stop by any of our seven locations to pick up your card and begin taking advantage of the convenience of electronic banking.
The Peoples Bank Mastercard
Click here to obtain your Peoples Bank Mastercard information online
- In-House servicing sets us aside from other merchants. Click here to send us an email if you have a problem or dispute with your card and we will assist you in resolving the problem
- Hometown personal service
- Local payment processing
- Access to the Star or Cirrus ATM networks for cash advance services nationwide
- Notification by us if any suspicious activity has been detected on your account by our card administrator
- $150,000 FREE travel accident insurance on public conveyance when tickets are purchased with your card
- Optional credit account protector insurance
- Rewarded for all your purchases when using our Gold Card. Each qualifying transaction you make earns you valuable Bonus Points, which you can redeem for brand-name merchandise or travel.
CONTACT US TODAY...FOR A MASTERCARD OR GOLD CARD FROM THE PEOPLES BANK
Business Loans
Real Estate Loans & Expansions
Operating Loans
Floor Plan Loans
Vehicle Loans
SBA Loans
Kan-Charge/Accounts Receivable
Operating Loans
Floor Plan Loans
Vehicle Loans
SBA Loans
Kan-Charge/Accounts Receivable
Whether you are looking to start your own business, expand your existing business, or are in need of operating funds, The Peoples Bank has the right type of loan for you. Because we care about your needs and the success of your business, please let us earn your respect by being your Trusted Advisor. Click here to email us for all of your loan needs.
Real Estate Loans & Expansions Mortgage Calculator
Dreaming of owning your own business? Whether you're purchasing, expanding or just starting out, The Peoples Bank offers a variety of financial services for all your financial needs!
- Friendly hometown personal service available to help!
- Financing available to structure payments to match your cash flow!
- 24 hour information line using BELLE (672-2265); get your loan information day or night!
- Optional life insurance for your protection!
- Experienced lenders with resources for a variety of convenient payment options!
We're keeping local business local. Let The Peoples Bank help you with your investment into your future!
Operating Loans Loan Calculator
Need funds for Operating expenses? Please let The Peoples Bank be your #1 choice in banking. Let us help you with all of your business needs!
- Equipment financing -- all types
- Kan Charge accounts receivable program to help with your cash flow needs
- Friendly hometown personal service
- Financing available to structure payments to match your cash flow
- 24 hour information line using BELLE (672-2265); get your loan information day or night
- Optional life insurance for your protection
Floor Plan Loans
- Large inventory financing
- Friendly, hometown personal service
Vehicle Loans - Loan Calculator
Looking for a new or used vehicle? We have automobile loan options made to fit your needs. These options include:
- Friendly hometown personal service
- New and used car financing
- Convenient local payment processing
- Protect yourself with optional credit life & disability insurance
- Convenient automatic payment options!
Click here to look up the value of a new vehicle
Click here to look up the value of a used vehicle
Small Business Administration Loans
The Peoples Bank is a participating lender with the Small Business Administration, qualified to make LowDoc, Express, 7a and 504 loans that support area businesses.
- Buy your own business with flexible financing
- Working Capital
- Equipment and Machinery purchases
- Real Estate purchases
- Expand and renovate facilities
- Debt refinancing
Kan-Charge/Accounts Receivable
- Receivable program that allows you to turn your accounts into cash
- Flexible
- Select your clientele
- Opportunity to invest funds in other parts of your business
- Statement processing and collection effort handled by The Peoples Bank
Trust and Investment Services
Business Succession Planning
Individual Retirement Accts
Self-Employed or Solo 401(k) Plan
Simple IRA
Simplified Employee Pension Plan (SEP)
Profit Sharing/401(k) Plan
Individual Retirement Accts
Self-Employed or Solo 401(k) Plan
Simple IRA
Simplified Employee Pension Plan (SEP)
Profit Sharing/401(k) Plan
Providing the largest Trust Department in Western Kansas, The Peoples Bank is dedicated to taking care of your retirement needs for you and your employees. Our Trust Department provides a full range of services. Click here to send us an email pertaining to any of your investment needs.
* Investments other than bank deposits are not guaranteed by the FDIC.
* Investments other than bank deposits are not guaranteed by the FDIC.
Business Succession Planning
- Long range plan for business
- Minimize taxation
- Determine amount of control
- Reduce family tensions
- Estate planning
Individual Retirement Accounts - Retirement Calculator
Traditional IRA
- Encourages regular, long-term savings
- Develop a habit of saving money and relax during retirement
- Conveniently make contributions
- Easily withdraw funds for special purposes
- Make an early withdrawal without tax penalty for higher education expenses
- Invest in stocks, bonds, mutual funds and more
Roth IRA
- Build your retirement nest egg to make your golden years more affordable
- Grow your investment without tax
- Conveniently make contributions at any age
- Flexibly withdraw tax-free and penalty-free
- Invest in stocks, bonds, mutual funds and more
Educational IRA
- Give the gift of education!
- Non-taxable earnings
- Build a nest egg for your child's or grandchild's education!
- Anyone can contribute
- Prepare for expenses such as tuition, computer equipment, and room and board
- Change beneficiaries at any time while you maintain ownership of the account
- Invest in stocks, bonds, mutual funds and more
Self-employed or Solo 401(k) Plan
- For businesses with no employees other than the owner and the owner's spouse
- Significantly higher contribution levels than Simple and SEP Plans
- Owner's contributions are not taxed until withdrawn from the plan
- More complex than Simple and SEP Plans with moderate administrative expenses
- Replacing the SEP as the plan of choice for sole owners
Simple IRA - Retirement Calculator
- IRA based tax-deferred retirement plan for employees and employers
- Flexible and affordable retirement plan designed specifically for smaller employers
- Very low administrative costs and no complex forms to complete and file
- Significantly larger contributions allowable compared to a regular IRA
- Employer contributions are 100% tax deductible
- Individual employees may opt out of a Simple Plan
Simplified Employee Pension IRA (SEP)
- IRA plan for small businesses and the self-employed
- Flexibility in making annual contributions--none required in lean years
- Significant source of retirement income--higher contribution limits than Simple IRA plan
- Low administrative fees and no complex forms to complete and file
- Employer contributions are 100% tax deductible
- All eligible employees must participate
Profit Sharing/401(k) Plan
- Aids in both attracting and retaining good employees
- Flexible funding arrangements, plan design, and investment options
- Employer contributions are 100% tax deductible
- Relatively complex accounting and reporting requirements
Safe Deposit Boxes
We have a variety of safe deposit boxes sure to fit your needs. Click here to send us an email for more information on our safe deposit boxes.
- Secure place to keep all of your important documents and belongings
- Peace of mind knowing that your documents are safe
- Variety of sizes
- Discount granted to customers who allow the bank to automatically charge their account each year for the annual box fee
