We would like to Thank you for visiting The Peoples Bank, an employee-owned, full-service bank. With over 118 years in existence, The Peoples Bank is the home of friendly and dependable service. We offer a variety of services for customers and will make it a priority to create a solution to fit your banking needs. The Peoples Bank and its employees take pride in serving our community.
| Home Loans |
| Checking Accounts |
| Savings Accounts |
| Bank Cards |
| Trust and Investment Services |
| Safe Deposit Boxes |
Home Loans
Whether you need a new car, a new computer, or a new addition to your home, The Peoples Bank has a personal loan to help you finance it. The Peoples Bank provides in-house servicing on all mortgage loans. Click here if ever you have a question or problem concerning your loan.
Home Loans - Mortgage Calculator
Buying a home? Interested in refinancing your home? Need more room for your growing family? Let The Peoples Bank help you with a loan designed just for your financial needs! We offer:
- Competitive market rates
- Low closing costs
- Local payment processing
- Automatic payment options
- Variety of option for First Time Home Buyers
- Equal housing lender
First time home buyers - Mortgage Calculator
Buying a home? Let The Peoples Bank help you with a loan designed just for your financial needs! We offer:
- Real Estate with Real People eager to help you make your dreams come true!
- Grant money for qualified individuals
- Competitive market rates
- Low closing costs
- Local payment processing
- Automatic payment options
- Tax and insurance payment services
- Equal housing lender
Checking Accounts
The convenience of a checking account makes it easy to keep track of your money and pay your bills. The Peoples Bank offers several choices in checking accounts, all backed by friendly, dependable service. Whether you prefer to pay by debit card or by check, you're sure to find a checking account that fits your needs. With your account at The Peoples Bank, you can relax knowing your account is insured by the FDIC.
Choice Checking -- most popular account, with convenient features and services
- Online Banking 24 hours a day, 7 days a week at BelleBank.com
- Direct Deposit -- fast, convenient deposits to your account
- Free BillPay when monthly statements delivered securely online via BelleBank.com, or just 4.95 a month for mailed statements
- 24 months of check and statement images available at BelleBank.com
- Free Kan-Cash Card -- ATM/Debit take the "check" out of checking out
- Free Notary Service -- certification that your signature is genuine
- BELLE -- 24 hour automated telephone system. 620-672-BANK (2265)
- Generations Gold
- Complimentary specified checks
Interest Checking -- full features with added benefit of interest paid
- Online Banking 24 hours a day, 7 days a week at BelleBank.com
- Direct Deposit -- fast, convenient deposits to your account
- Free BillPay when monthly statements delivered securely online via BelleBank.com, or just 4.95 a month for mailed statements
- 24 months of check and statement images available at BelleBank.com
- Free Kan-Cash Card -- ATM/Debit take the "check" out of checking out
- Free Notary Service -- certification that your signature is genuine
- BELLE -- 24 hour automated telephone system. 620-672-BANK (2265)
- Generations Gold
- Complimentary specified checks
Free Checking -- appeals to budget-minded
- Online Banking 24 hours a day, 7 days a week at BelleBank.com
- Direct Deposit -- fast, convenient deposits to your account
- Free Kan-Cash Card (ATM/Debit take the "check" out of checking out)
- Generations Gold
- Duplicate checks recommended
Generations Gold Club
The Generations Gold program was developed to encourage our customers to shop locally. As an incentive to shop locally, many businesses within the Pratt, Barber, Kiowa and Smith counties offer our Generations Gold customers an exclusive discount if they shop at their place of business. With us all striving to continually make our community stronger, Generations Gold not only keeps our money in our community, but it also allows us to receive local and national discounts. Please click here to send us an email us if you would like more information about this program. Click here to view local discounts offered through our Generations Gold program.
Direct Deposit/Debit - Simplify your Life! Deposits of any kind directly deposited to your account will allow you access to your $$$ sooner.
Simplify your Life! Deposits of any kind directly deposited to your account will allow you access to your $$$ sooner.
- Automatically deposit your payroll or social security check into your account
- No more hassle of wondering when you will make it to the bank
- Secure and convenient
- Have your monthly payments paid directly out of your checking account
- Saves time & reliable
- Pay no more postage
To open a checking account, please stop by our Pratt, Medicine Lodge, Sharon, Greensburg, Kiowa, Hardtner, Lebanon or Smith Center location and let The Peoples Bank help you with all of your banking needs.
Savings Accounts
Saving money is an important part of building a strong and safe financial future for you and your family. Whether you're saving for a vacation, your child's education, or for a rainy day, The Peoples Bank has the right type of savings for you. And like our checking accounts, The Peoples Bank savings accounts are insured by the FDIC.
Each of The Peoples Bank savings accounts offer:
BELLE -- 24 hour automated telephone system. 620-672-BANK (2265)
Night Depository Services -- safe storage of your after-hour deposits
Centennial Account - combine the higher rate of Certificate of Deposits with the flexibility of a savings account
- Online Banking at BelleBank.com
- BELLE -- our 24 hour automated telephone system for transfer of funds to and from checking
Kan-Grow Account - Savings Calculator
Combines the higher rate of an investment with the safety of a Certificate of Deposit
- Additional deposits accepted
- Variable rate of interest
- Automatically renewable for your convenience
Certificates of Deposit (CD's) - Savings Calculator
The Peoples Bank Certificate of Deposit pays you a guaranteed rate of interest. We offer a choice of maturity dates so you can choose the CD which best fits your needs.
- Guaranteed rate of interest
- Flexible interest payment choices
- Automatically renewable for your convenience
Christmas Club Savings - Savings Calculator
This account helps you save for those holiday purchases.
- We will help you save with no withdrawals allowed until November (funds automatically deposited into your checking account)
- Regularly grow your savings with daily interest
- Easy to get started
Savings Account - Savings Calculator
The Peoples Bank offers a way to help you save for your next car, house, and/or retirement. Let us help you save for your future!
- Grows daily with interest
- Conveniently withdraw twice per month
- BELLE -- 24 hour automated telephone system. 620-672-BANK (2265)
- Easily transfer funds using Belle (672-2265) or BelleBank.com
To open a savings account, please stop by our Pratt, Medicine Lodge, Sharon, Greensburg, Kiowa, Hardtner, Lebanon or Smith Center location and and give us the opportunity to provide you with all your banking needs.
Bank Cards
Whether you're looking for a charge card, a debit card, or just an ATM card, The Peoples Bank has what you need. We provide our own servicing on these products; our friendly and dependable staff will be available during working hours to take care of any needs you may have.
Kan-Cash ATM debit card or Horizon Visa debit card
- Replace local check writing at Point-of-Sale (POS) terminals
- Security -- requires a PIN number for use
- Convenient, fast and easy
- Pick up quick cash at any automated teller machine (ATM) that has the Star or Cirrus emblem
- ATM/debit card can be used worldwide at any ATM or POS (Point-of-Sale) terminal that has the Star or Cirrus emblem.
The Peoples Bank Mastercard
Click here to obtain your Peoples Bank Mastercard information online
- In-House servicing sets us aside from other merchants. If you have a problem or dispute with your card, please click here to send us an email and we will assist you in resolving the problem
- Hometown personal service
- Local payment processing
- Access to the Star and Cirrus ATM network for cash advance services nationwide
- Notification by us if any suspicious activity has been detected on your account by our card administrator
- Free $150,000 travel accident insurance on public conveyance when tickets are purchased with your card
- Rewarded for all your purchases when using our Gold Card. Each qualifying transaction you make earns you valuable Bonus Points, which you can redeem for brand-name merchandise or travel.
Trust and Investment Services
Pension Plan to The Peoples Bank
Individual Retirement Account
Agency Account
Investors Choice Account
Trusts
Estates
Simplified Employee Pension Plan (SEP)
Please click here to learn more about Trust Services.
Providing the largest Trust Department in Kansas, The Peoples Bank is dedicated to taking care of your savings and retirement needs. Our Trust Department provides a full range of services. Click here for any questions pertaining to your investment needs.
Moving your IRA or Pension Plan to The Peoples Bank
Let us handle the necessary paperwork to have the assets of your existing account transferred to The Peoples Bank
- Managing your account can be handled by yourself or by The Peoples Bank
- Speak with your investment officer face-to-face
- Provide a nest egg for your future
Individual Retirement Accounts Retirement Calculator
Traditional IRA
- Encourages regular, long-term savings
- Develop a habit of saving money and relax during retirement
- Conveniently make contributions
- Easily withdraw funds for special purposes
- Make an early withdrawal without tax penalty for higher education expenses
- Invest in stocks, bonds, mutual funds and more
Roth IRA
- Build your retirement nest egg to make your golden years more affordable
- Grow your investment without tax
- Conveniently make contributions at any age
- Flexibly withdraw tax-free and penalty-free
- Invest in stocks, bonds, mutual funds and more
Educational IRA
- Give the gift of education!
- Build a nest egg for your child's or grandchild's education!
- Anyone can contribute!
- Prepare for expenses such as tuition, computer equipment, and room and board
- Change beneficiaries at any time while you maintain ownership of the account
- Invest in stocks, bonds, mutual funds and more
Agency Account
- Professional investment portfolio management
- Custom tailored to meet your individual investment goals and objectives
- Relief from the administrative details such as record keeping, accounting, bill paying, income collecting and safekeeping of securities
- Continual monitoring of your portfolio by our investment professionals
- Accurate record keeping and periodic statements of the account
Investors Choice Account (ICA)
- Self-direct account
- Combines easy trading, low-cost service, and safekeeping all in one account
- Convenience of one-stop shopping for accounting, record keeping, income collecting, and year end income tax information on your account
- Helpful assistance in locating specific investments
- Secure retention of your securities
- Fast and easy way to buy and sell securities
- Competitive brokerage costs
- Automatic investment deposits from your checking account each month
- Flexibility to serve an investor of any size
- Complete discretion on all investment decisions
Trusts
- Experienced trust service professionals prepared to meet your estate planning needs
- Assistance in providing financial security for you and your beneficiaries
- Proficiently develop a plan to reduce the impact of income, estate and inheritance taxes
- Identifies charitable giving strategies or other special concerns
- Timely addresses tax planning, estate planning, and account administration
- Efficiently supports your investment goals, risk tolerance, and time horizons
Estates
- Professional and efficient performance of administrative and asset management duties
- Impartial distribution to heirs based on the terms of your will
- Combined convenience of inventorying, collecting and valuing assets, and determining cash flow needs
- Constant and accurate maintenance of estate records
Simplified Employee Pension IRA (SEP)
- IRA plan for small businesses and the self-employed
- Larger annual contributions allowed then traditional IRA's
- Flexibility in making annual contributions-none required in lean years
- Significant source of retirement income-higher contribution limits than Simple IRA plan
- Low administrative fees and no complex forms to complete and file
- Employer contributions are 100% tax deductible
- All eligible employees must participate
Safe Deposit Boxes
We have a variety of safe deposit boxes sure to fit your needs. Click here to send us an email in reference to our safe deposit boxes.
- Secure place to keep all of your important documents and belongings
- Peace of mind knowing that your documents are safe
- Variety of sizes
- Discount granted to customers who allow the bank to automatically charge their account each year for the annual box fee
